public Adjuster - How to become a Licensed Florida public Adjuster

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Public adjusting, although extant in other states, is a serious and increasingly prevalent part of the claims process in Florida. New licensing rules and regulations have arisen for Florida collective adjusters and the road to licensure is going to come to be very difficult in February 2009. Persons concerned in collective adjusting in Florida should strongly consider obtaining their license before regulations make it prohibitively difficult to do so. Succeed the ensuing guidelines to come to be a licensed and compliant Pa in Florida before February '09:

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How is public Adjuster - How to become a Licensed Florida public Adjuster

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What collective Adjusters Do
Initially, let's be clear on what collective adjusters do. Agreeing to Section 626.854 of Florida Statutes, a collective adjuster is "any person, except an attorney, who, for money or any other thing of value (which would contain securing a compact for repairs):

1) Prepares, completes or files an insurance claim form for an insured.
2) Aids in any manner on profit of an insured in negotiating for or effecting the community of a claim.
3) Advertises or solicits for employment as an adjuster of such claims."

Thus contractors who are attempting to help policyholders with their claim may be doing so illegally. Persons in violation are field to arrest and could even be charged with third-degree felony as prescribed by Section 626.8738 of Florida Statues. Obtaining the collective adjuster license is the surest means of staying in compliance.

How to Get the License
With that in mind, Florida group of Financial Services mandates that collective adjusters pass the state adjuster exam before successfully applying for the 3-20 All-Lines Pa license. This exam can be difficult with an very low division of unstudied test takers passing. Exam prep courses, designed specifically for passing the exam, can dramatically increase the chances of success. Perceive the Florida group of Financial Services to schedule your exam. Once you have passed the state exam you will be able to successfully apply for any of the following licenses:

o 3-20 All-Lines
o 3-21 Motor car physical Damage and Mechanical Breakdown
o 3-24 Workers' Compensation
o 3-40 Health
o 3-44 asset and Casualty

Keeping your License in Compliance
Public adjusters are required to voice a 50k bond. In addition, 24 hours of lasting education with 2 hours of ethics are required every two years. After February 2009, these rules may be field to turn so be sure check with the Florida group of Financial Services to stay current with Pa compliancy issues.

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